A Tax-Saving Way to Help the YMCA of the Rockies

If you’re seeking a meaningful way to support YMCA of the Rockies, and you’re 70½ or older, there’s an opportunity to reduce the income and taxes from your IRA withdrawals. By making an IRA charitable rollover, you can make a lasting impact on our mission.

Benefits of an IRA charitable rollover

• Avoid taxes on transfers of up to $105,000 from your IRA to our organization
• May satisfy your required minimum distribution (RMD) for the year
• Reduce your taxable income, even if you do not itemize deductions
• Make a gift that is not subject to the deduction limits on charitable gifts
• Help further the work and mission of our organization

How an IRA charitable rollover gift works

1. Instruct your IRA provider to distribute funds directly to YMCA of the Rockies using the sample IRA Letter

2. Your IRA funds will be directly transferred to our organization to help continue our important work
3. Please note that IRA charitable rollover gifts do not qualify for a charitable deduction
4. Please contact us if you wish for your gift to be used for a specific purpose

Gifts from your IRA

If you are 70½ or older, you can use your IRA to fulfill your charitable goals. You can use the sample IRA letter template to contact your IRA custodian and make a qualified charitable distribution. We will acknowledge your generous gifts as a qualified charitable distribution, which may satisfy your RMD, if applicable.